ANSI X9.7 : 1999(R2007)

PART I - SPECIFICATIONS
1 SCOPE
  1.1 SCOPE
  1.2 PURPOSE
  1.3 INTRODUCTION
2 REFERENCES
3 DEFINITIONS
4 DATA ELEMENTS - CHECK DOCUMENT DESIGN
  4.1 CONVENIENCE AMOUNT AREA DATA ELEMENTS FOR MINIMUM SIZE
       CHECK (PERSONAL) FORMAT
       4.1.1 Convenience Amount Scan Area (Personal Sized
             Checks)
       4.1.2 Convenience Amount Rectangle (Personal Sized
             Checks)
       4.1.3 Convenience Amount Clear Area (Personal Sized
             Checks)
       4.1.4 Dollar Symbol (Personal Sized Checks)
       4.1.5 Convenience Amount Data (Personal Sized Checks)
  4.2 CONVENIENCE AMOUNT AREA DATA ELEMENTS FOR LARGE SIZE
       CHECK (BUSINESS) FORMAT
       4.2.1 Convenience Amount Scan Area (Business Size
             Checks)
       4.2.2 Convenience Amount Rectangle (Business Size
             Checks)
       4.2.3 Convenience Amount Clear Area (Business Size
             Checks)
       4.2.4 Preprinted Dollar Symbol (Business Size Checks)
       4.2.5 Machine Printed Dollar Symbol (Business Size
             Checks)
       4.2.6 Machine Printed Convenience Amount (Business
             Size Checks)
  4.3 AREAS OF INTEREST (ALL CHECKS)
       4.3.1 Amount In Words
       4.3.2 Date
       4.3.3 Payee Line
       4.3.4 Signature(s)
  4.4 MICR CLEAR BAND AND OPTICAL CLEAR BAND
  4.5 BANK NAME
  4.6 OTHER DATA ELEMENTS
  4.7 PRINTED BORDERS
  4.8 ENDORSEMENT DATA
5 REFLECTANCE, PCS, AND DCR REQUIREMENTS
  5.1 GENERAL
  5.2 BACKGROUND REFLECTANCE AND PCS VS. AVERAGE AREA
       REFLECTANCE AND PAXEL COUNT
       5.2.1 Backgrounds on Plain, Safety Tinted, Patterned,
             and Scenic Checks
  5.3 BACKGROUND REFLECTANCE AND PCS SPECIFICATIONS FOR ALL
       CHECKS
  5.4 AVERAGE AREA REFLECTANCE AND PAXEL COUNT FOR ALL CHECKS
  5.5 PRE-PRINTED AND PRINTED DATA SPECIFICATIONS
       5.5.1 General
       5.5.2 Pre-printed Data Specification
       5.5.3 Printed Data Guideline
6 SECURITY AND FRAUD CONSIDERATIONS
PART II - CONFORMANCE TESTING
1 PURPOSE
2 REFERENCES
3 DEFINITIONS
4 ACCEPTANCE SAMPLING METHODS (INFORMATIONAL)
5 CONFORMANCE TESTING FOR MECHANICAL REQUIREMENTS - DATA
  ELEMENTS AND PRINTED BORDERS OF THE PAYMENT DOCUMENT (PART I,
  CLAUSE 4.1, 4.2, 4.3, 5.5 AND 5.6)
  5.1 TEST EQUIPMENT AND ITS APPLICATION
  5.2 CONVENIENCE AMOUNT SCAN AREA (PART I, CLAUSE 4.1.1 AND
       4.2.1)
  5.3 CONVENIENCE AMOUNT RECTANGLE (PART I, CLAUSE 4.1.2 AND
       4.2.2)
  5.4 CONVENIENCE AMOUNT CLEAR AREA (PART I, CLAUSE 4.1.3 AND
       4.2.3)
  5.5 DOLLAR SYMBOL (PART I, CLAUSE 4.1.4, 4.2.4, AND 4.2.5)
  5.6 AMOUNT IN WORDS (PART I, CLAUSE 4.3.1)
  5.7 BANK NAME (PART I, CLAUSE 4.3.2)
  5.8 DATE (PART I, CLAUSE 4.3.3)
  5.9 MICR CLEAR BAND (PART I, CLAUSE 4.3.4)
  5.10 PAYEE LINE RESTRAINT (PART I, CLAUSE 4.3.5)
  5.11 SIGNATURE(S) AND MEMO LINES (PART I, CLAUSE 4.3.6 AND
       4.3.7)
  5.12 PAYOR DATA (PART I, CLAUSE 4.3.7)
  5.13 PRINTED BORDERS (PART I, CLAUSE 5.6)
  5.14 ENDORSEMENT DATA (PART I, CLAUSE 4.5)
6 CONFORMANCE TESTING FOR OPTICAL REQUIREMENTS - REFLECTANCE,
  PRINT CONTRAST SIGNAL (PCS), AND PAXEL COUNT (PART I, CLAUSE
  5)
  6.1 TEST EQUIPMENT AND ITS APPLICATION
  6.2 REFLECTANCE, PCS AND PAXEL COUNT MEASUREMENTS (PART 1,
       SECTION 5)
  6.3 PRE-PRINTED AND PRINTED DATA SPECIFICATIONS (PART I,
       CLAUSE 5.5)
  6.4 PRINTED BORDERS (PART I, CLAUSE 5.6)
7 AREAS OF INTEREST
  7.1 DATE AREA OF INTEREST_
  7.2 PAYEE AREA OF INTEREST
  7.3 LEGAL AMOUNT AREA OF INTEREST
  7.4 SIGNATURE AREA OF INTEREST
A1 COLOR MEASUREMENT SYSTEMS
   A1.1 MEASUREMENT SYSTEM FOR COLORS
   A1.2 REFLECTANCE
   A1.3 PRINT CONTRAST SIGNAL
A2 COLORS OF PRINTED DATA, CONVENIENCE AMOUNT RECTANGLE AND
   BACKGROUND
   A2.1 BACKGROUND COLORS
   A2.2 CONVENIENCE AMOUNT RECTANGLE PCS
   A2.3 DOLLAR SYMBOL
A3 DROPOUT INK COLORS
A4 APPLICATION PERFORMANCE IMPROVEMENTS
B1 RDM IMAGE QUALIFIER 97
   B1.1 INTRODUCTION
IMAGE READINESS EXPLAINED
MEASUREMENT BASICS
   B1.2 AUTOMATIC ANS X9.7 LEGIBILITY MEASUREMENT USING A DC
        IMAGE
   B1.3 AUTOMATIC CAR (CONVENIENCE AMOUNT RECTANGLE) PCS AND
        REFLECTANCE EVALUATION:
   B1.4 MANUAL SPOT REFLECTANCE, SPOT PCS AND PCS MAPPING
   B1.4 CAUTIONARY NOTE FOR SPOT PCS AND PCS MAPPING
B2 PROCEDURE FOR SPOT AND AUTOMATIC AVERAGING MEASUREMENTS OF
   REFLECTANCE AND PCS USING THE CLEARWAVE O82 SERIES OF
   OPTICAL CHARACTER TESTERS
   B2.1 INTRODUCTION
   B2.2 APPLICATION
   B2.3 PCS SPOT MEASUREMENT
   B2.4 REF SPOT MEASUREMENT
   B2.5 SCAN AVERAGING
B3 PROCEDURES FOR USING THE MACBETH PCM II
   B3.1 GENERAL
   B3.2 CALIBRATION CHECKS
        B3.2.1 Daily Calibration Check
        B3.2.2 Factory Calibration
   B3.3 REFLECTANCE MEASUREMENTS
   B3.4 PCS COMPUTATION
C SPECIFICATION FOR AN IMAGE BASED DOCUMENT ANALYSIS SYSTEM
C1 GENERIC SPECIFICATION FOR AN ANS X9.7 IMAGE BASED
   DOCUMENT ANALYSIS SYSTEM FOR DETERMINATION OF LEGIBILITY,
   INCLUDING AVERAGE REFLECTANCE, DC IMAGE AND PAXEL COUNT
   FUNCTIONALITY
   C1.1 SCANNING SYSTEM SPECIFICATION
   C1.2 DYNAMIC CONTRAST IMAGE SPECIFICATION
   C1.3 AVERAGE REFLECTANCE SPECIFICATION (RB)
   C1.4 PAXEL SPECIFICATION
   C1.5 PAXEL COUNT SPECIFICATION
D1 CONVERSION TABLE

Specifies the location and background design of essential check data fields and is intended for all business size and personal size checks. Intends to: a) establish the specific location for the convenience amount (amount in numerics), b) standardize the design of the background for four essential data fields as well as the Convenience Amount Area and the MICR Clear Area. Includes the entire front of the payment document and to meet the current requirements for electronic imaging of checks.