ANSI X9.7 : 1999(R2007)
Superseded
A superseded Standard is one, which is fully replaced by another Standard, which is a new edition of the same Standard.
A superseded Standard is one, which is fully replaced by another Standard, which is a new edition of the same Standard.
FINANCIAL SERVICES - BANK CHECK BACKGROUND AND CONVENIENCE AMOUNT FIELD SPECIFICATION
09-08-2011
12-01-2013
PART I - SPECIFICATIONS
1 SCOPE
1.1 SCOPE
1.2 PURPOSE
1.3 INTRODUCTION
2 REFERENCES
3 DEFINITIONS
4 DATA ELEMENTS - CHECK DOCUMENT DESIGN
4.1 CONVENIENCE AMOUNT AREA DATA ELEMENTS FOR MINIMUM SIZE
CHECK (PERSONAL) FORMAT
4.1.1 Convenience Amount Scan Area (Personal Sized
Checks)
4.1.2 Convenience Amount Rectangle (Personal Sized
Checks)
4.1.3 Convenience Amount Clear Area (Personal Sized
Checks)
4.1.4 Dollar Symbol (Personal Sized Checks)
4.1.5 Convenience Amount Data (Personal Sized Checks)
4.2 CONVENIENCE AMOUNT AREA DATA ELEMENTS FOR LARGE SIZE
CHECK (BUSINESS) FORMAT
4.2.1 Convenience Amount Scan Area (Business Size
Checks)
4.2.2 Convenience Amount Rectangle (Business Size
Checks)
4.2.3 Convenience Amount Clear Area (Business Size
Checks)
4.2.4 Preprinted Dollar Symbol (Business Size Checks)
4.2.5 Machine Printed Dollar Symbol (Business Size
Checks)
4.2.6 Machine Printed Convenience Amount (Business
Size Checks)
4.3 AREAS OF INTEREST (ALL CHECKS)
4.3.1 Amount In Words
4.3.2 Date
4.3.3 Payee Line
4.3.4 Signature(s)
4.4 MICR CLEAR BAND AND OPTICAL CLEAR BAND
4.5 BANK NAME
4.6 OTHER DATA ELEMENTS
4.7 PRINTED BORDERS
4.8 ENDORSEMENT DATA
5 REFLECTANCE, PCS, AND DCR REQUIREMENTS
5.1 GENERAL
5.2 BACKGROUND REFLECTANCE AND PCS VS. AVERAGE AREA
REFLECTANCE AND PAXEL COUNT
5.2.1 Backgrounds on Plain, Safety Tinted, Patterned,
and Scenic Checks
5.3 BACKGROUND REFLECTANCE AND PCS SPECIFICATIONS FOR ALL
CHECKS
5.4 AVERAGE AREA REFLECTANCE AND PAXEL COUNT FOR ALL CHECKS
5.5 PRE-PRINTED AND PRINTED DATA SPECIFICATIONS
5.5.1 General
5.5.2 Pre-printed Data Specification
5.5.3 Printed Data Guideline
6 SECURITY AND FRAUD CONSIDERATIONS
PART II - CONFORMANCE TESTING
1 PURPOSE
2 REFERENCES
3 DEFINITIONS
4 ACCEPTANCE SAMPLING METHODS (INFORMATIONAL)
5 CONFORMANCE TESTING FOR MECHANICAL REQUIREMENTS - DATA
ELEMENTS AND PRINTED BORDERS OF THE PAYMENT DOCUMENT (PART I,
CLAUSE 4.1, 4.2, 4.3, 5.5 AND 5.6)
5.1 TEST EQUIPMENT AND ITS APPLICATION
5.2 CONVENIENCE AMOUNT SCAN AREA (PART I, CLAUSE 4.1.1 AND
4.2.1)
5.3 CONVENIENCE AMOUNT RECTANGLE (PART I, CLAUSE 4.1.2 AND
4.2.2)
5.4 CONVENIENCE AMOUNT CLEAR AREA (PART I, CLAUSE 4.1.3 AND
4.2.3)
5.5 DOLLAR SYMBOL (PART I, CLAUSE 4.1.4, 4.2.4, AND 4.2.5)
5.6 AMOUNT IN WORDS (PART I, CLAUSE 4.3.1)
5.7 BANK NAME (PART I, CLAUSE 4.3.2)
5.8 DATE (PART I, CLAUSE 4.3.3)
5.9 MICR CLEAR BAND (PART I, CLAUSE 4.3.4)
5.10 PAYEE LINE RESTRAINT (PART I, CLAUSE 4.3.5)
5.11 SIGNATURE(S) AND MEMO LINES (PART I, CLAUSE 4.3.6 AND
4.3.7)
5.12 PAYOR DATA (PART I, CLAUSE 4.3.7)
5.13 PRINTED BORDERS (PART I, CLAUSE 5.6)
5.14 ENDORSEMENT DATA (PART I, CLAUSE 4.5)
6 CONFORMANCE TESTING FOR OPTICAL REQUIREMENTS - REFLECTANCE,
PRINT CONTRAST SIGNAL (PCS), AND PAXEL COUNT (PART I, CLAUSE
5)
6.1 TEST EQUIPMENT AND ITS APPLICATION
6.2 REFLECTANCE, PCS AND PAXEL COUNT MEASUREMENTS (PART 1,
SECTION 5)
6.3 PRE-PRINTED AND PRINTED DATA SPECIFICATIONS (PART I,
CLAUSE 5.5)
6.4 PRINTED BORDERS (PART I, CLAUSE 5.6)
7 AREAS OF INTEREST
7.1 DATE AREA OF INTEREST_
7.2 PAYEE AREA OF INTEREST
7.3 LEGAL AMOUNT AREA OF INTEREST
7.4 SIGNATURE AREA OF INTEREST
A1 COLOR MEASUREMENT SYSTEMS
A1.1 MEASUREMENT SYSTEM FOR COLORS
A1.2 REFLECTANCE
A1.3 PRINT CONTRAST SIGNAL
A2 COLORS OF PRINTED DATA, CONVENIENCE AMOUNT RECTANGLE AND
BACKGROUND
A2.1 BACKGROUND COLORS
A2.2 CONVENIENCE AMOUNT RECTANGLE PCS
A2.3 DOLLAR SYMBOL
A3 DROPOUT INK COLORS
A4 APPLICATION PERFORMANCE IMPROVEMENTS
B1 RDM IMAGE QUALIFIER 97
B1.1 INTRODUCTION
IMAGE READINESS EXPLAINED
MEASUREMENT BASICS
B1.2 AUTOMATIC ANS X9.7 LEGIBILITY MEASUREMENT USING A DC
IMAGE
B1.3 AUTOMATIC CAR (CONVENIENCE AMOUNT RECTANGLE) PCS AND
REFLECTANCE EVALUATION:
B1.4 MANUAL SPOT REFLECTANCE, SPOT PCS AND PCS MAPPING
B1.4 CAUTIONARY NOTE FOR SPOT PCS AND PCS MAPPING
B2 PROCEDURE FOR SPOT AND AUTOMATIC AVERAGING MEASUREMENTS OF
REFLECTANCE AND PCS USING THE CLEARWAVE O82 SERIES OF
OPTICAL CHARACTER TESTERS
B2.1 INTRODUCTION
B2.2 APPLICATION
B2.3 PCS SPOT MEASUREMENT
B2.4 REF SPOT MEASUREMENT
B2.5 SCAN AVERAGING
B3 PROCEDURES FOR USING THE MACBETH PCM II
B3.1 GENERAL
B3.2 CALIBRATION CHECKS
B3.2.1 Daily Calibration Check
B3.2.2 Factory Calibration
B3.3 REFLECTANCE MEASUREMENTS
B3.4 PCS COMPUTATION
C SPECIFICATION FOR AN IMAGE BASED DOCUMENT ANALYSIS SYSTEM
C1 GENERIC SPECIFICATION FOR AN ANS X9.7 IMAGE BASED
DOCUMENT ANALYSIS SYSTEM FOR DETERMINATION OF LEGIBILITY,
INCLUDING AVERAGE REFLECTANCE, DC IMAGE AND PAXEL COUNT
FUNCTIONALITY
C1.1 SCANNING SYSTEM SPECIFICATION
C1.2 DYNAMIC CONTRAST IMAGE SPECIFICATION
C1.3 AVERAGE REFLECTANCE SPECIFICATION (RB)
C1.4 PAXEL SPECIFICATION
C1.5 PAXEL COUNT SPECIFICATION
D1 CONVERSION TABLE
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