BS ISO 9564-1:2017

Foreword
Introduction
1 Scope
2 Normative references
3 Terms and definitions
4 Basic principles of PIN management
5 PIN handling devices
6 PIN security issues
7 PIN verification
8 Techniques for management/protection of account-related
   PIN functions
9 Techniques for management/protection of
   transaction-related PIN functions
Annex A (normative) - Destruction of sensitive data
Annex B (informative) - Additional guidelines for the design
        of a PIN entry device
Annex C (informative) - Information for customers
Bibliography

Describes the basic principles and techniques which provide the minimum security measures required for effective international PIN management.

This document specifies the basic principles and techniques which provide the minimum security measures required for effective international PIN management. These measures are applicable to those institutions responsible for implementing techniques for the management and protection of PINs during their creation, issuance, usage and deactivation. This document is applicable to the management of cardholder PINs for use as a means of cardholder verification in retail banking systems in, notably, automated teller machine (ATM) systems, point-of-sale (POS) terminals, automated fuel dispensers, vending machines, banking kiosks and PIN selection/change systems. It is applicable to issuer and interchange environments. The provisions of this document are not intended to cover: PIN management and security in environments where no persistent cryptographic relationship exists between the transaction-origination device and the acquirer, e.g. use of a browser for online shopping (for these environments, see ISO9564‑4 ); protection of the PIN against loss or intentional misuse by the customer; privacy of non-PIN transaction data; protection of transaction messages against alteration or substitution; protection against replay of the PIN or transaction; specific key management techniques; offline PIN verification used in contactless devices; requirements specifically associated with PIN management as it relates to multi-application functionality in an ICC.